Church Accounting & Bookkeeping Services

Church Accounting & Bookkeeping

Financial Transparency and Accountability for Churches

Tithe and donation tracking, fund accounting, payroll for clergy and staff, and the financial transparency your congregation expects. We handle the books so your leadership team can focus on ministry — not spreadsheets.

What We Handle for Churches & Ministries

Full-service accounting and bookkeeping so your church’s financials are clean, transparent, and trusted by your congregation and leadership.

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Tithe & Donation Tracking

Every tithe, offering, and designated gift recorded accurately. We reconcile online giving platforms (Tithe.ly, Pushpay, Planning Center) with your bank deposits and accounting system monthly.

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Fund Accounting

General fund, building fund, missions fund, benevolence fund — each tracked separately with full transparency. Designated gifts go where donors intended, and your reports prove it.

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Clergy & Staff Payroll

Clergy payroll with housing allowance, SECA tax handling, and dual-status tax treatment done correctly. Plus standard payroll for all church staff with proper withholding and compliance.

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Board & Congregation Reporting

Clear financial reports for your elder board, finance committee, and annual congregational meeting. Budget vs. actual by ministry, cash position, and fund balances — presented in plain language.

Year-End Giving Statements

IRS-compliant contribution statements for every donor, produced on time every January. We reconcile giving records against your books so the numbers match and your donors can file with confidence.

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The Royal Revenue System

Our proprietary review process that typically uncovers $10k+ in hidden savings across vendor contracts, insurance, and operational costs — money that goes back to ministry.

See what clean books look like for your church

15 minutes. We’ll walk through your current setup and show you exactly what we’d handle.

Book Your Free Assessment

Not Just Bookkeepers

Most outsourced bookkeeping firms hand your files to data entry clerks. We don’t.

Staff Accountants With CPAs on the Team

Your books are managed by degreed staff accountants. We have CPAs on our team. Fund accounting, clergy payroll, and financial statement prep get done right the first time.

Full-Service Accounting, Not Just Data Entry

Month-end close, financial statement analysis, and reporting that goes beyond recording transactions. We handle the accounting work most bookkeeping firms can’t.

A Dedicated Team, Not a Software Tool

No DIY dashboards or AI-generated reports you have to review yourself. A dedicated accounting team that understands church finances handles everything.

Every Designated Dollar Accounted For

The problem: A member gives $10,000 designated for the building fund. Months later, the finance committee cannot clearly show that the money stayed in the building fund. Trust erodes, giving declines, and leadership credibility takes a hit.

How we fix it: We set up proper fund tracking in QuickBooks so every designated gift is recorded to the correct fund, tracked through expenditure, and reported separately. When a donor or board member asks where the money went, you have the answer immediately.

Clergy Payroll Done Right

The problem: Pastors have a unique tax status — they are employees for income tax but self-employed for Social Security and Medicare (SECA). Housing allowances must be designated in advance and documented correctly. Most bookkeepers and even some payroll providers get this wrong.

How we fix it: We set up clergy payroll with proper housing allowance designation, SECA handling, and dual-status tax treatment. Your pastor’s paycheck is correct, compliant, and documented in a way that protects both the church and the individual.

Financial Transparency That Builds Trust

The problem: Members give generously but have no visibility into how the money is managed. The annual business meeting becomes tense because the financial report is either missing, late, or confusing. Lack of transparency is the number one reason donors reduce giving.

How we fix it: We produce monthly financial reports that are clear enough for non-accountants to understand: budget vs. actual by ministry area, fund balances, and cash position. Your leadership has current data for every board meeting, and your congregation sees exactly where their giving goes.

Frequently Asked Questions

How much does outsourced accounting cost for a church?
Pricing depends on your budget size, number of staff, and complexity of your fund structure. Most church clients are in the $1,000 to $3,000 per month range. We provide a specific quote after a 15-minute assessment of your current setup.

Do you understand clergy payroll and housing allowances?
Yes. We handle the dual tax status of clergy (employee for income tax, self-employed for SECA), housing allowance designation and documentation, and all related compliance. This is one of the most commonly mishandled areas in church accounting and we get it right.

Can you track multiple funds (building, missions, benevolence)?
Yes. We set up fund accounting in QuickBooks so every designated gift is tracked from receipt to expenditure. Each fund has its own balance and reporting. Whether you have 3 funds or 30, we maintain full transparency.

Do you integrate with online giving platforms?
Yes. We reconcile Tithe.ly, Pushpay, Planning Center Giving, Subsplash, and other church giving platforms against your bank deposits and QuickBooks. Online giving, text-to-give, and in-person offerings are all tracked consistently.

Can you produce year-end giving statements for donors?
Yes. We produce IRS-compliant annual contribution statements for every donor, reconciled against your books. Statements are ready in January so your members can file their taxes on time.

How does the month-end close process work?
We close your books by the 15th of every month. This includes bank reconciliations, giving platform reconciliation, journal entries, fund balance updates, and a complete financial package delivered to your finance committee or elder board.

Are your team members actual accountants?
Yes. Our team is made up of staff accountants with accounting degrees, and we have CPAs on staff. That means your fund accounting, clergy payroll, financial statement prep, and variance analysis are handled by people who understand accounting at a professional level — not data entry clerks recording transactions.

Ask AI about Accountally’s church accounting services

Ready for Financial Transparency Your Congregation Can Trust?

15 minutes. We’ll walk through your current setup and show you exactly how we’d handle your fund accounting, clergy payroll, and board reporting.

Book Your Free Assessment